# Fio

> Full-featured bookkeeping for freelancers and small businesses.

Fio is an accounting web app with invoicing, bill tracking, payroll, bank reconciliation, 1099 contractor management, and a full double-entry journal system. Built for freelancers and small business owners who need more than a spreadsheet but less than QuickBooks.

## Core Features

- Invoice creation and delivery (email via Resend)
- Public invoice payment pages (Stripe)
- Bill tracking and accounts payable
- Payroll management
- Bank reconciliation
- Double-entry journal system
- 1099 contractor management
- Profit & Loss statements
- Receipt OCR (photo capture)
- AI accounting assistant
- Multi-language support (5 languages)
- Dark mode and PWA support
- Stripe subscription billing

## Pricing

- Plus: $9/month
- Pro: $19/month

## Use Cases

- Freelancers sending invoices and tracking income
- Small business owners managing books without an accountant
- Solo entrepreneurs who need P&L statements and tax prep
- Contractors managing 1099s and expenses

## Tech Stack

- Vite + React frontend
- Convex real-time backend
- Clerk authentication
- Stripe payments
- Resend email delivery

## Company

- Built by Namos Labs (https://namoslabs.com)
- Contact: naya@namoslabs.com